Quality coverage for your small business at affordable rates. Get the protection your business needs to thrive in today's competitive environment.
We offer a range of customizable coverage options to meet the unique needs of your small business.
A packaged plan designed with small businesses like yours in mind. BOP covers general liability, business property (equipment, furnishings, inventory, etc.) and business interruptions.
Speak with one of our insurance experts about endorsements that may be available to also cover advertising liability, crime and cyber liability.
The type of coverage almost every business finds necessary. General Liability protects against claims arising from the business' physical location during regular business operations.
This typically covers "slip and fall" incidents, but may also be endorsed to cover limited business property.
Protects from claims arising out of negligence or mistakes. Errors and Omissions coverage is a good fit for insurance agents, real estate professionals, accountants and travel agents.
This coverage helps safeguard your business against claims of inadequate work or negligent actions.
Required insurance for businesses with employees. Provides medical and wage benefits for people who are injured or become ill while doing their work.
This coverage not only protects your employees but also your business from potential lawsuits related to workplace injuries.
Coverage for cars and trucks used during deliveries, as company cars, food trucks and for commercial trucking.
This type of protection typically offers higher limits of liability than personal auto. It may also include Comprehensive and Collision coverage for your business vehicles.
Digital protection for today's small businesses. Protects against data breaches, including personal data, credit card info, emails, etc.
In today's digital world, this coverage is increasingly essential for businesses of all sizes that collect, store, or transmit sensitive customer information.
We proudly provide insurance solutions for a wide range of small businesses. Our Business Owners Policies (BOP) and Workers Compensation Policies have an exceptional quote success rate of over 85% for these preferred business types.
Don't see your business type listed? Contact us to discuss your specific needs!
Getting commercial insurance for your business is simple with our streamlined process.
Tell us about your business type, location, and basic details through our easy-to-use chatbot.
Set up a convenient time to speak with our insurance experts who will understand your specific needs.
We'll match you with top-rated carriers and provide competitive quotes for your business.
Select the coverage that best fits your needs and budget, and enjoy the peace of mind that comes with proper protection.
"As a small retail store owner, I was overwhelmed by all the insurance options. The team made it simple and found me the perfect coverage at a price that worked for my budget. Their expert guidance saved me both time and money."
"After expanding my landscaping business and hiring employees, I needed proper coverage. Not only did they help me understand workers' compensation requirements, but they also found me a comprehensive policy that protected all aspects of my business."
"As an accountant, I was concerned about professional liability exposure. Their experts found me perfect coverage that gave me confidence in my practice. The process was quick and painless, and the rates were competitive!"
To get started, you'll need basic information about your business such as its location, type, years established, and contact details. For a comprehensive quote, our agent may ask for additional information like total insured value, annual sales, annual payroll, and number of business locations.
A Business Owners Policy (BOP) combines general liability and property insurance into one convenient package designed specifically for small businesses. It's often more cost-effective than purchasing separate policies. Most small businesses benefit from a BOP, especially if you have a physical location, equipment, or inventory that needs protection.
Workers' compensation requirements vary by state, but most states require it as soon as you have employees. Even in states where it's not mandatory for very small businesses, it's still highly recommended as it protects both your employees and your business from financial hardship due to workplace injuries.
If you use your personal vehicle for business purposes beyond commuting to work, your personal auto policy may not provide adequate coverage. Commercial auto insurance is designed to address the unique risks associated with business use of vehicles, including higher liability limits that better protect your business assets.
While we serve many types of small businesses, there are some we cannot currently insure due to industry-specific risks. These include adult daycare, bars, cannabis sales, childcare facilities, construction, demolition, firearm sales, roofing, tattoo artists, and tree services, among others. Please contact us if you're unsure about your business type's eligibility.
Get started today with a customized commercial insurance quote tailored to your business needs.